Luke and I have over 20 years of combined banking and lending experience with 12 years of combined management experience. It can be said that we've seen it all when it comes to lending. All of our business is generated through referral and relationships. Over 90% of our book of business is sourced from either the professional athlete or the entertainment communities. We work exclusively with High Net Worth clients – having forged strategic relationships with Financial Planners, Realtors, Sports and Entertainment Agents, Attorneys, CPA’s and Business Managers located in the San Francisco Bay Area and around the country who represent thousands of professional athletes and entertainers. For us, the most exciting part of our business is the celebration of a job well done.

In an effort to hold our community of lenders more accountable, we helped found and are currently Members of the Board of NARLO (National Association of Responsible Loan Officers. We also developed an exclusive financial education program for the San Francisco 49ers and present annually to both rookies and team management. We've sponsored major events that promote the continuing education of players and entertainers alike, and plan to continue to do so.

We've worked closely with the NFL Alumni and Players Wives Organizations and have been featured as experts in U.S. News & World Report in December, experts on KRON 4 TV on several occasions and interviewed in excess of 30 times in Bay Area Periodicals.

In an effort to increase awareness of various subjects, we've authored multiple articles on lending to the professional athlete which were published online. We are consistently invited as guest speakers at several industry conferences and events across the country. Recently, we were awarded with the Marketer of the Year 2006 by a major international organization (Loan Officer Success). Our efforts in our industry are not an attempt at us getting accolades. Rather, it is our hope though the collective efforts of ourselves and many other individuals we know and like in the industry that we help reduce the amount of fraud that is perpetrated on athletes and entertainers by other less scrupulous individuals who do business in our industry. Knowledge is the key to understanding and awareness and it is the only defense for any of us against those who would do us harm.

Luke and I are committed to serving the athlete and entertainment communities with honor.